When I started working for Transcom (formally Cloud 10) back in 2010, I was so excited to find a work-from-home career that provided a steady paycheck. The job offer couldn’t have come at a better time because that’s when my sweetie wasn’t working due to a work-related injury. Sure he was receiving workman’s comp but it wasn’t nearly as much as he was making before his accident.
Which meant I had to make our money stretch. Let me tell ya, stretching a $10.00 an hour paycheck to support the needs of a family of six was a challenge. Since my check was dedicated to groceries, the utility bills and everyday expenses like fuel, the first thing I had to do was change the way I shopped and manage my expenses better.
Now don’t go thinking I’ve gone and reinvented the wheel and did something so spectacular that I lived comfortably on $10 an hour. No way, Jose!
What I was able to do was learn how to stretch my dollar to keep more money in my purse and it was just making minor adjustments like the ones I did below.
How To Stretch Your Work-from-Home Income
I put our monthly expenses on an excel sheet. I have a list of all my creditors, when the bill is due, and how much it is. What I like about this is I can see whether I’m saving money from the previous month.
Check if your electricity provider has monitoring features. My provider sends me an email once a week with my usage information. I admit I ignored these at first but then I realized it could help me make quick adjustments to lower my usage for the following week and in hopes I won’t end up with a large bill.
Feeding a family of six especially when it includes a 6’4” 21-year-old and weighs about 300 pounds who has a hearty football player’s appetite well, the grocery bill tends to add up.
The first change I made was making a grocery list and sticking to it. I started clipping coupons and going to stores that have programs I could use. Kroger has a point system that takes .10 cents off the cost per gallon of fuel. And as a card holder, I get more coupons in the mail tailored to my shopping habits.If saving money is wrong, I don't want to be right! William Shatner #quoteClick To Tweet
When we went from buying whatever we wanted to buying what we needed and that was quite the rude awakening. I had to learn how to be a savvy shopper. I found out about sites like Ebates and BeFrugal that offer cash back rebates for all our shopping needs. Not only was I able to save money but I made a little extra money on the side too.
Here Are Some Other Suggestions
- If you’re going for take-out, don’t miss out on “kids eat free” nights.
- Take advantage of coupons and deals like two-for meals.
- Don’t fall for those deals “you couldn’t pass up”. If you don’t need it, don’t buy it.
- You can also call and ask creditors to lower your credit card interest rate. As they say, it doesn’t hurt to ask.
- If you travel and stay at hotels, look for promotions like a free night’s stay or kids eat free.
Over To You
If you’re living on a work-from-home income what are some of the ways you’re stretching your dollar? Let’s help each other out and exchange ideas. Fill out the comments section below.
I would really appreciate it if you shared this post in your social media networks We can always use tips to save money, right?
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Disclosure: This post contains affiliate links. All opinions expressed in this post are my own.